INSURANCE & RISK MANAGEMENT

Comprehensive Protection for All Parties

Dallas Texas Caregivers maintains robust insurance coverage and risk management protocols to protect our clients, healthcare facilities, employees, and the individuals we serve.

Our Insurance Coverage

General Liability Insurance

Comprehensive general liability coverage protects against claims of bodily injury, property damage, and personal injury arising from our business operations.

  • Multi-million dollar coverage limits
  • Coverage across all service lines
  • Third-party protection

Professional Liability Insurance

Professional liability (errors & omissions) insurance covers claims related to professional services, negligence, and malpractice.

  • Healthcare-specific coverage
  • Defense cost coverage
  • Settlement protection

Workers' Compensation

All W-2 employees are covered by workers' compensation insurance as required by law, protecting both employees and employers.

  • Medical expense coverage
  • Lost wage replacement
  • Employer liability protection

Employment Practices Liability

Coverage for employment-related claims including wrongful termination, discrimination, and harassment allegations.

  • Legal defense coverage
  • Settlement support
  • Third-party coverage

Additional Protections

Cyber Liability

Protection against data breaches and cyber security incidents

Commercial Auto

Coverage for business-related vehicle operations

Umbrella Coverage

Additional liability protection beyond primary policies

Certificate of Insurance (COI)

Healthcare facilities and clients may request a Certificate of Insurance for their records. We can provide COIs upon request, typically within 24-48 business hours.

Request a Certificate

Proactive Risk Management

Beyond insurance coverage, we maintain comprehensive risk management protocols including incident reporting systems, safety training programs, quality assurance audits, and continuous compliance monitoring to minimize risk and ensure the highest standards of care and service.